Business Checking Options

Business Checking

A financial partner can help your business grow to its full potential. First Savings Bank offers experienced banking professionals here in your community, ready to meet your needs and exceed your expectations.

We offer expertise in all facets of business banking with a personal touch. Whether you have a small start-up or a multi-million dollar company, we’re here to offer the services you need with the most current technology. We want to get to know you and your business.

It’s all you need a business account to be…simplified! The lower balance requirements make this the perfect small business account. There’s no charge for the first 75 checks and 75 deposited items, no charge for electronic transactions and check images are returned with your monthly statement.

An interest bearing checking account for sole proprietors and business individuals. With unlimited check writing privileges, it’s the ideal account for high activity businesses with larger deposits.

When you need an account that allows a high volume of activity but still rewards you for a larger balance, look no further than the Business Credit Back Checking! Get unlimited check writing privileges, an earnings credit to offset fees and check images each month with your account statement.

Employee Rewards is open to businesses with a deposit relationship with First Savings Bank. Employees of enrolled businesses enjoy the following benefits:

  • Unlimited check writing
  • No charge for first order of checks
  • Direct Deposit
  • ATM/Debit Cards available
  • 24/7 online access through PCExpress®
  • Internet Banking & Mobile Banking
  • Online Statements available
  • Online Bill Pay

In addition, we will provide promotional materials and come to your place of business to open accounts for your employees!

IOLTAs (Interest on Lawyer Trust Accounts) are specifically designed for law firms that are required to hold funds on behalf of their clients. 

First Savings Bank is committed to making a positive impact in the communities we serve. Through IOLTA Accounts, we’re pleased to help provide equal access to legal services for low-income individuals and families facing discrimination, poverty, and abuse. The interest earned in this account is subject to rules governing attorney trust accounts in the state whose laws govern this account.

Account Benefits

  • Conveniently manage client funds
  • Meet compliance requirements
  • Earns interest
  • Interest is automatically sent to your state Bar Foundation, which handles distribution to pro-bono legal assistance programs
  • No minimum balance requirements or monthly maintenance fees
  • Online access through PC Execubanc®, Internet Banking for Businesses

For more information, please contact your local branch. Click here to find a location near you.

Card Valet Icon

 

Keeping track of your business debit cards just got a lot easier. CardValet® for Business is a central hub for managing your cards and how they are used, viewing your transactions, and staying informed.

 

  • Restrict purchases to locations, merchant categories, or transaction types
  • Easily lock and unlock cards
  • Check account balances and view recent transactions
  • Set up alerts based on transaction type, merchant category, location, or even spend limit
  • Add travel plans for worry-free card use
  • And if you’re a small business trying to limit employee expenses set your cards to be used to pick up supplies for the office, but not for personal purchases
  • Quickly reach support and more

Click here to see CardValet® in action

*Message and data rates may apply to mobile apps.

Card Valet Icon

CARD MANAGEMENT FOR BUSINESSES
CardValet® for Business is a central hub for managing your cards and how they are used, viewing your transactions, and staying informed.

Get it on Google PlayDownload on the App Store


*Message and data rates may apply to mobile apps.

Can multiple cards be linked to one registered CardValet account?
Yes, cardholders can register multiple cards within a single CardValet app. Additional cards can be added within the “Settings – Add Card” screen.
You can download the card on multiple devices but are requested to indicate which device is “primary.”

Does CardValet work for FSB ATM cards?
No, CardValet only supports your FSB debit cards.

How quickly does the on/off status or other restriction(s) take effect?
Transaction restrictions and alerts are active immediately once set. When you turn your card off, the change is instant, and all transactions will be declined until you turn the card on again. This is especially helpful in cases where your card was lost but then you find it later.

A threshold limit of $50 has been set, but the card user is declined at some gas stations. Why?
Some merchants pre-authorize the card for an amount larger than the actual transaction amount. In this instance, the pre-authorization amount must meet the threshold spend limit.

What types of transactions display in CardValet?
CardValet only shows the transactions that are performed with the card. It does not show non-debit card transactions that are done on the account, such as teller transactions or bill pay on an account.

If I turn my FSB debit card off using Card Valet, will my recurring transactions be blocked?
No. Any automatic, recurring debit card transactions – such as gym membership subscriptions, and bill payments – will continue to be processed even when your card is turned off.

When I receive a reissued or replacement card, will I need to update my cards within the CardValet application?
Yes. If the card number is new, then you must “add” the new card number to your profile. In addition, you may delete the old card by accessing Settings > Manage Portfolio.

*Message and data rates may apply to mobile apps.

Need to speak with a member of our team?

Our team is available by phone during regular business hours. Call us toll-free at 1-800-555-6895 or by contacting your local branch.