It’s so Good to be Home!

We offer loans to cover a variety of residential homes, including single-family residences, one- to four-family units, condominiums, and townhouses, even manufactured or modular homes! We offer a variety of types of loans, including fixed-rate, adjustable-rate, balloon loans and construction loans. No matter what kind of home you choose, or loan you choose, we’ll help you through the process from start to finish.

Full Consultation      Pre-Qualification      Refinancing

 

Here to guide you every step of the way.

Full Consultation
Are you looking for a new home?  Let’s discuss your purchasing goals and budget, calculate your home loan eligibility and help you find the loan that’s right for you.  You’re 6 Simple Steps away from your dream home, contact us today to get started.

Pre-Qualification 
During the pre-qualification process, we’ll gather some basic financial information from you in order to determine how much house you can afford. When you are prequalified for a home loan, you will have a good estimate of how much you will be approved for when it comes time to close.

Refinancing
There are many reasons why homeowners might choose to refinance, such as obtaining a lower interest rate, shortening a mortgage term, converting to a different type of mortgage or accessing home equity to finance a large purchase.  If you’d like to learn more or see if refinancing is a good option for you, contact us today.

Beautiful Kitchen

 

Why work with First Savings Bank?
Whether you are purchasing your dream home, refinancing a current home loan, or consolidating debt, we can help you find the right loan program, no matter your needs. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

 

Helpful links:

Choosing the Right Down Payment – How much is right for you?

Mortgage Calculator – Determine your monthly payment and generate an estimated amortization schedule.

Understand your Credit – Your credit scores have a significant impact on your mortgage interest rate and the fees you pay.

Contact us Today – We’re excited to visit with you.

 

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First Savings Bank – NMLS #501160